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| Advance client relations with educational,
informative and detailed FINRA reviewed sales ideas. These one-page investment
concept hand-outs serve as an effective resource that help facilitate ongoing
communication and strong relationships with clients. Partner with a third party
resource that investors respect and discover the benefits of Morningstar
Advisor Sales Ideas. Educate your clients, save time, focus on client
relationships, and enhance marketing efforts. |
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| September 2010 | Income Gap |
| In the recent low interest rate environment, short-term investments have experienced very low yields, which in turn have diminished the income potential of retirement portfolios. High-yielding dividend stocks may help alleviate this situation on account of high income earning potential through dividend payments, as well as the ability to benefit from stock price appreciation. This sales idea compares the annual income return for the S&P 500, Dividend Composite and Dividend Leaders index over the past 10 years. |
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| October 2010 | Inflated Expectations |
| A million dollars may seem like a lot of money, but factors such as inflation erode retirement savings over longer time periods. The result: $1 million today may not have the same value 20 years from now. The image displays inflation-adjusted values of $1 million over select 20-year periods for three inflation rates: the minimum, median, and maximum inflation (1926-2009). |
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| July 2010 | Tax Shelter |
| Taxes can significantly reduce portfolio returns. Fixed-income investments, such as various types of bonds, are particularly affected by income taxes, which can range from 10% to 35%. Since municipal bonds are not subject to federal income taxes, they can be a tax-efficient investment, especially for investors in higher tax brackets. This sales idea illustrates the tax benefits of municipal bonds by comparing before- and after-tax yields for five types of bonds: municipal, government, corporate (investment-grade), high-yield, and aggregate bonds. |
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| June 2010 | Developing Story |
| Many investors are afraid of investing in foreign countries because of the high risks involved. This applies to international developed markets, but even more so to emerging (developing) markets. However, higher-risk investments also carry the potential for higher returns, and investors may be missing out by not considering emerging markets. The image presents forecasted GDP growth for five emerging countries and the U.S., 2010 through 2014. |
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